St Louis Life Insurance Estate Planning
Available at no extra cost with every Ethos policy*
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Too many people believe only the wealthiest families need to
consider estate planning. The reality is, anyone reaching a life milestone likely needs to make estate planning decisions to protect their loved ones. Parents need to determine who will care for their children if the unthinkable happens. Homeowners should make a plan for financing the mortgage, should one of the owners pass away unexpectedly. Student loan can use a trust to reserve their holders assets for loved ones. Newlyweds and unmarried partners can ensure their loved ones are cared for financially, especially if their state’s inheritance laws don’t apply to unmarried partners living together. |
Legal will
Determines how assets are distributed, who will care for dependents, and who will manage the logistics of those decisions Power of attorney Hands temporary financial decision making authority to a trusted person if someone becomes incapacitated Living trust Distributes money over time and allocates funds to specific needs, like education and housing Medical consent Provides instructions to a caregiver for a dependent s medical emergencies Healthcare directive Specifies what medical actions should be taken in the event someone is no longer able to make decisions due to illness or incapacity |
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As our client you can create these documents online, without an
attorney, for no extra cost when they get a policy through Ethos. This is a revolutionary new approach to estate planning, making it accessible to more families who may not be able to afford an attorney. And no one else offers what
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