St Louis Life Insurance Estate Planning
Available at no extra cost with every Ethos policy*
Too many people believe only the wealthiest families need to
consider estate planning. The reality is, anyone reaching a life
milestone likely needs to make estate planning decisions to
protect their loved ones.
Parents need to determine who will care for their
children if the unthinkable happens.
Homeowners should make a plan for financing
the mortgage, should one of the owners pass away
Student loan can use a trust to reserve their holders
assets for loved ones.
Newlyweds and unmarried partners can ensure
their loved ones are cared for financially, especially if
their state’s inheritance laws don’t apply to unmarried
partners living together.
Determines how assets are distributed, who will
care for dependents, and who will manage the
logistics of those decisions
Power of attorney
Hands temporary financial decision making
authority to a trusted person if someone
Distributes money over time and allocates funds
to specific needs, like education and housing
Provides instructions to a caregiver for a
dependent s medical emergencies
Specifies what medical actions should be taken in
the event someone is no longer able to make
decisions due to illness or incapacity
As our client you can create these documents online, without an
attorney, for no extra cost when they get a policy through
Ethos. This is a revolutionary new approach to estate planning,
making it accessible to more families who may not be able to
afford an attorney.
And no one else offers what